Specialty Property Program

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Theatre State: TX Coverage: Special Excluding Flood/Quake Deductible: W/H 2%; AOP $2,500 Premium: $10,000 Restaurant/Bar State: FL Coverages: Special Excluding Flood/Quake Deductible: W/H 5%; AOP $5,000 Premium: $20,000 Condo Association State: FL Coverage: Special Excluding Flood/Quake Deductible: Named Storm 3%; AOW $25K-AOP $5K Premium: $30,000

We cover property like no other.

The property team at Blue River Underwriters has extensive experience in covering diverse properties including hard-to-place risks including earthquake. With our AM Best A XV Rated carrier partner, high limits and flexible deductibles, we deliver quick and reliable coverage. Our added capabilities and expertise in underwriting our Insuredge Investor Property program and Coastal Wind/Hail and Wind Deductible Buy Backs makes us a valued partner for all of your excess and surplus property needs.


Preferred Risks include:

  • Churches
  • Assisted Living
  • Vacant Properties
  • Lessors Risk
  • Hotels
  • Shopping Centers
  • Strip Malls
  • Medical Offices
  • Retail Operations
  • Restaurants
  • Light Industrial
  • Catering Operations
  • Distributors
  • Commercial Condo
  • Warehouse Operations

Covered Perils:

  • Special including Earthquake

Available Limits:

  • F/JM/NC – $15MM
  • MNC/MF/FR – $25MM
  • Non-Critical Flood Limits – $2.5MM
  • Non-Critical Earthquake Limits – $2.5MM
  • Minimum Flood & Quake Deductible is $25,000
  • Minimum AOP Deductible: $5,000
  • Minimum Premium: $10,000
  • AM Best A XV Rated carrier
  • Experienced Property Underwriting Team
  • No TIV Restrictions
Submission Criteria
  • Completed Acord application and/or the Blue River SOV
  • The expiring and/or target premium
  • Loss runs


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Program Available in all 50 states



Michael Marks
Office (678) 322-3537
Cell (770) 315-5213


Joi R. Blume, PRIS
AVP, Underwriter
Office: (678) 322-3532
Cell: (770) 712-7666


Main Office Mailing Address:
Blue River Underwriters
Specialty Property Program
245 TownPark Dr., Suite 400
Kennesaw, GA 30144