Specialty Property: Vacant Properties

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We have your vacant properties covered.

The specialty property team at Blue River Underwriters has extensive experience in covering vacant properties nationwide and has partnered with a A.M. Best A+ (Superior) carrier to cover all your insureds needs.


Target Classes:

  • All types of vacant buildings
  • Will work to offer some type of solution through the use of coverages, terms, rates, and limits


  • Windstorm and hail exposures in tier 1 or tier 2 counties
  • Severe brush fire exposures

Coverage Highlights:

  • No TIV restrictions
  • No co-insurance with adequate insurance to value
  • Flexibility to modify the coverage
  • Limits: Primary, Excess and Full
  • ACV (Actual Cash Value)
  • RCV (Replacement Cost Value)
  • A.M. Best A+ (Superior)
  • Experienced Property Underwriting Team
  • Available to help you grow your property E&S book.
  • Timely response delivered to agent requests and submissions.
Submission Criteria
ACORD form:
  • ACORD property application
  • Vacant building application, if applicable
  • Statement of values
  • For multiple locations: breakdown of values per building
Loss runs:
  • Minimum of three years of hard-copy loss runs
  • No loss letter signed by insured if a new purchase


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Program Available in all 50 states


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Michael Marks
VP, Underwriter
Office (804) 459-8083
Cell (770) 315-5213

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Stephen Manahan
VP, Underwriter
Office: (804) 508-6364
Cell: (312) 605-2602

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Jamey Schoenhard
Office: (804) 508-6380

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JD Skelton
Office: (804) 508-6472

Main Office Address:
Blue River Underwriters
Specialty Property Program
4820 Lake Brook Drive
Glen Allen, VA 23060