Smoke & Vape Shop Products Liability

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Glass Shop  State: Oregon Property & GL Deductible $2,500 Premium $1,475 Vapor Shop  State: California Property & GL Deductible $2,500 Premium $2,525 Smoke Shop State: Florida Property & GL Deductible $2,500 Premium $1,000

Turn to trusted underwriters for your E-Cig product liability needs.

For the rapidly growing electronic cigarette and vaping industry, those who make, distribute or sell these products need coverage that is tailored to this dynamic consumer products niche. With the Blue River Underwriters Smoke & Vape Shop Program, we deliver an AM Best A Rated carrier with experience in this industry coupled with guidance from our proven and responsive program underwriters. Whether you are a Smoke & Vape Shop owner, distributor, manufacturer or importer of these products, our program provides relevant coverage for the products your insureds represent and no health hazard exclusions for these devices or liquids to provide greater peace of mind for all. For more information on our Smoke & Vape Shop Program, click here.

  • Smoke & Vape Shop Owners
  • E-Cig Device and Accessory Manufacturers
  • E-Juice and E-Liquid Manufacturers
  • Importers and Distributors of these E-Cig Products
  • Products liability for e-cig hardware and liquids
  • Claims made coverage
  • Max limit $5MM each claim and $5MM aggregate
  • Minimum deductible $2,500
  • Minimum premium $5,000
  • No health hazard exclusion
  • The form has a built in tobacco exclusion
  • Battery exclusion – limited exclusion on some battery brands
Submission Criteria

Program is not available in NY, NJ, and PA.



Jeffrey Vick
VP, Underwriter
Office (312) 521-8971


Mailing address:
Blue River Underwriters
111 W. Washington Street, Suite 1750
Chicago, IL 60602