Real Estate Investor Insurance

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Theatre State: TX Coverage: Special Excluding Flood/Quake Deductible: W/H 2%; AOP $2,500 Premium: $10,000 Restaurant/Bar State: FL Coverages: Special Excluding Flood/Quake Deductible: W/H 5%; AOP $5,000 Premium: $20,000 Condo Association State: FL Coverage: Special Excluding Flood/Quake Deductible: Named Storm 3%; AOW $25K-AOP $5K Premium: $30,000

We understand what it takes to protect your property investments

If looking for a competitive edge and simplified approach to insuring investor property portfolios, this package program offers valued protection and flexibility in a streamlined manner.  Our real estate investor insurance is ideal for one- to four-unit family dwellings.  The program team at Blue River Underwriters is experienced in diverse property coverages to tailor the best approach to your dynamic portfolios and risk characteristics.

Some features of the Insuredge program include:

    • One policy for both property and general liability
    • One surplus lines tax filing
    • Monthly reporting available
    • Responsive claims handling

Investment Properties of one- to four-unit family dwellings.  Other operations should be incidental to each account.

Ineligible Risks:

      • Any property on barrier islands, with or without wind
      • Wood shake/shingle & T-lock roofs
      • Airbnb
      • Risks that have passenger transportation services
      • No section 8, HUD, Subsidized or Student Housing


Territory is the 48 contiguous United States


Coverages offered:

      • Property and General Liability
      • Monoline Property
      • Wind/Hail
      • Flood
      • Earthquake


      • Property – $10MM per location – Higher limits available
      • General liability limits – $1MM/$2MM – Higher limits available
      • Minimum premium: $2,500
      • Minimum deductible: Varies
      • Non-admitted
Submission Criteria

Submission Requirements:

      • Forms for a submission are available upon request for contact from the Program Administrator
      • Additional information required regarding private protection, sprinklers, and alarms at the locations


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Program Available in all 50 states


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Michael Marks
VP, Underwriter
Office (804) 459-8083
Cell (770) 315-5213

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Stephen Manahan
VP, Underwriter
Office: (804) 508-6364
Cell: (312) 605-2602

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Jamey Schoenhard
Office: (804) 508-6380

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JD Skelton
Office: (804) 508-6472

Main Office Address:
Blue River Underwriters
Specialty Property Program
4820 Lake Brook Drive
Glen Allen, VA 23060