Outdoors Insurance Program

Product: Property, general liability, inland marine, directors & officers, commercial auto, crime, cyber liability, umbrella coverages and workers’ compensation (campgrounds, RV parks and B&Bs only).

Property:

• Replacement cost & ACV valuation
• Property enhancement endorsement available
• Building coverage, business personal property coverage, equipment breakdown coverage, docks, ordinance of law coverage, business income, extra expense, spoilage and more are offered as coverage enhancements
• A minimum of 80% coinsurance required.
• Protection Classes 1-10

Inland Marine:

• Owned, leased, or rented mobile equipment used in the Insured’s operation.
• I.E. Boats, ATV’s, Tools & Equipment

General Liability:

• $1MM Per Occurrence
• $3MM Aggregate
• Umbrella: Up to $5MM

Commercial Auto:

• Private passenger autos such as: cars, SUV’s, pick-up trucks, vans with 7 passengers or less
• Personal, commercial, retail & service use
• All vehicles must be licensed for road/street use
• 100 miles or less radius
• 20,000 lbs or less gross vehicle weight
• Hired & non-owned coverage can be included
• Symbols 7, 8 & 9 will be written
• Maximum combined single limit of $1MM
• Umbrella: Up to $5MM

Crime

Cyber Liability

Workers Compensation

• Campgrounds, RV parks and B&B’s only

Accident Insurance

• AM Best A+ Rated Carrier
• Vast Industry Experience

• Completed ACORDs for all requested lines
• Supplemental application
• Website/Brochure of insured
• Four year’s currently valued loss runs
• Copy of the insured’s waiver
• Hunt/Lease application