Hemp & CBD Coverage

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Opportunities in hemp and cannabidiol abound … as do risks.

With the rapid emergence of new uses for hemp and cannabidiol (CBD) in everything from lotions, to supplements to pet care, the industry is facing significant interest and regulation. This uncertainty can lead to added risks when it comes to protecting your insureds’ business interests. At Blue River Underwriters, we work closely with our agents to outline these unique exposures and the coverage options available from an AM Best A+ Rated carrier to serve the needs of insureds at the forefront of the hemp and CBD marketplace.


Some of the classes in this industry include:

  • Pet care products
  • Hemp farms
  • Oils or lotions
  • Hemp-infused beverages
  • Protein supplements
  • Extracts or isolates
  • Food with additives
  • Manufacturers/distributors
  • Retailers/wholesalers
  • Extractors/processors/growers

Excluded Classes:

  • Prescription Products
  • Nicotine Products
  • Liquor Liability
  • CBD or hemp products from an unlicensed grower
  • Products with more than 0.3% THC/cannabis products*

* Subject to cannabis underwriting guidelines

  • Maximum limits of $5M/$5M/$5M primary limits or $1M/$2M/$2M primary limits with excess up to $10M
  • True worldwide coverage
  • Products bodily injury coverage arising out of mold & silica
  • Very limited ingredient restriction list
  • Claims-made
  • Additional insured coverage for vendors and tradeshow sponsors
  • Commercial General Liability endorsement for additional coverages:
    • Prop 65 coverage
    • Cyber/data breach coverage
  • Property
  • AM Best A+ Rated carrier
  • Industry knowledge
  • Limited ingredient restriction list
  • Responsive team
  • Reliable claims handling
Submission Criteria
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Full program available in all 50 states


jeffvick - Hemp & CBD Coverage

Jeffrey Vick
VP, Underwriter
Office (312) 521-8971


Mailing address:
Blue River Underwriters
303 E Wacker, Ste 1109
Chicago, IL 60601

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