Smoke & Vape Shop Program

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Glass Shop 
State: Oregon
Property & GL
Deductible $2,500
Premium $1,475

Vapor Shop 
State: California
Property & GL
Deductible $2,500
Premium $2,525

Smoke Shop
State: Florida
Property & GL
Deductible $2,500
Premium $1,000

Coverage designed by those in the smoke and vape shop business.

The team at Blue River Underwriters understands the challenges of smoke and vape shop owners as our program was created by an innovator in this unique and emerging industry. With an AM Best A XV Rated Carrier, we deliver a program solution that supports industry growth while protecting the interest of those pioneering this space.

  • Smoke & vapor shops
  • Ancillary shops that sell cigars, cigarettes, vaporizers and related merchandise including take home gifts and blown glass accessories
  • Stores up to 5,000 square feet
  • Gross receipts up to $2.5MM per store
  • Included: General Liability, Property, Business Personal Property, Loss of Income
  • Property coverage up to $2MM with deductible options from $500 to $25,000
  • General Liability coverage up to $1MM per occurrence and $2MM aggregate
  • Available: Limited Theft, Sign, Glass and Electronic Data Processing Hardware
  • Simple transition process if currently insured
  • Receive a quote within one business day
  • Responsible and reliable claims handling
  • Completed application
  • Loss runs 2 years
  • For added coverage options, additional forms may apply

Program is not available in NY, NJ, and PA.



Jeffrey Vick
VP, Underwriter
Office (312) 521-8971
Cell (630) 347-0663


Mailing address:
Blue River Underwriters
111 W. Washington Street, Suite 1750
Chicago, IL 60602