About Us

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Program Experts

The Blue River Underwriters team is passionate about specialty programs and delivering them better than anyone else. This focus leads to trusted agent partnerships and increased carrier collaboration to ultimately drive greater success. As part of Breckenridge Insurance Group, a specialty risk solutions and services provider, Blue River Underwriters continues to build world-class programs and coveted carrier partnerships worldwide.

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Team Depth

Our team of program administrators, underwriters and support team members know the insureds’ industries they serve and bring a welcome perspective to their agents. The leaders of our programs have serious tenure and when coupled with the enthusiasm among all, it’s a refreshing differentiator. Our professional team welcomes the interest of new and established agents alike. For more information on getting appointed with Blue River Underwriters, please contact us.

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Partnership Approach

We’re here to help agents access great insurance program options in an efficient and productive manner. We want to be your ‘go-to’ risk resource now and into the future. With an intense focus on responsive client service, Blue River Underwriters is quickly becoming an invaluable partner to many. Give us a chance at your next risk and let us earn your business… or let us refer you to someone who can. In fact, our companywide values are founded on the desire to take what we do to new HEIGHTS. We look forward to realizing this vision together and partnering with you.

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Diversity & Inclusion

At Blue River Underwriters, we appreciate the differences and perspectives of a diverse team. As part of Breckenridge Insurance Group, our company culture embraces inclusivity and opportunity for all who join us. Breckenridge was founded by a trailblazing female insurance executive and entrepreneur, CEO Tracey Carragher. She has set forth a clear vision for the organization by creating a dynamic workplace that welcomes all. We’re fully invested in this strategically and as a moral imperative and we will continue to invest time, talent and resources to GO FURTHER … TOGETHER. See our group website to learn more.

Partnering with Blue River Underwriters
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Recently Written

Franchised Auto Dealer State: CA
Coverage: Workers' Compensation Limits: Statutory Premium: $209,303

Smoke & Vape Shop State: TX Coverage: Package Limits: Various Deductible: $1,000 Premium: $5,700

Lakefront Resort State: ME Coverage: GL, Property & IM Limits: $1MM/$2MM Deductible: $1,000 Premium: $7,209

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Our Leadership

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Tracey A. Carragher
Chief Executive Officer 
Breckenridge Insurance Group


630-945-3878

Tracey A. Carragher
Chief Executive Officer
Breckenridge Insurance Group 

Tracey leads a hand-picked team of skilled and dedicated executives as CEO of Breckenridge Insurance Group. Under her leadership, the organization continues to realize new opportunities by innovating and delivering smart solutions. Tracey’s had an exceptional career, beginning at McKinsey, and held top jobs at Frank B. Hall and Alexander & Alexander before she became part of the senior management team reporting to the president at Aon. When Aon sold its investment in Cambridge Integrated Services Group, Tracey stayed on as CEO, transforming the company into the largest third party administrator in the country. Tracey is the 2015 APIW Insurance Woman of the Year and has previously been recognized as one of the “Top 50” women by Business Insurance magazine. She has also presented at numerous conferences, been quoted as an industry expert, and has mentored several professionals. She enjoys spending time with her grandson and family and hiking with her dogs.

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Jino Masone
Chief Operating Officer
Breckenridge Insurance Group


678-433-6025

Jino Masone
Chief Operating Officer
Breckenridge Insurance Group 

Jino is an accomplished insurance executive with impeccable credentials including his CPCU, CLU and ARM designations. As Chief Operating Officer, Jino provides expert guidance to the growing organization and oversees the sales, marketing, technology and enterprise solutions practices of the group. Most recently, Jino headed up sales, marketing and distribution for Zurich in North America’s Programs Business Unit. There, he grew the program business organically and through the addition of several new and highly-regarded programs and the successful launch of the ZPROGRAMSMATCH.COM carrier distribution platform. Throughout his 23 year Zurich tenure, he also held several leadership roles. Jino began his career at Aetna Life & Casualty where he was last the General Manager of the Maryland Operations. He enjoys spending time with his wife, children and five grandchildren in his hometown of Annapolis, Maryland and global travel adventures.

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Chris Mitchell
Chief Technology Officer
Breckenridge Insurance Group


678-631-5961

Chris Mitchell
Chief Technology Officer
Breckenridge Insurance Group 

As head of technology for Breckenridge Insurance Group, Chris is charged with all technology oversight including infrastructure, systems, proprietary products and support. He works closely with the heads of varied companies, internal department heads, external vendors and international carrier partners to implement strategic company priorities. Chris has more than 17 years of insurance technology experience. Most recently he was chief information officer of Swett & Crawford and prior to that he was a senior vice president of information technology at Aon Services Group where he served in variety of IT roles with subsidiaries of St. Paul Fire and Marine’s facultative and treaty units. When not guiding the technology team, Chris enjoys spending time with his wife of 31 years and his daughter, who recently began her legal career in Atlanta. They are active in their church and local community groups.

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Stephen J. Kelley
President
Blue River Underwriters


312-521-8966

Stephen J. Kelley
President
Blue River Underwriters

Steve has built his impressive 30-year insurance career in the commercial underwriting space. Steve most recently was with SeaBright Insurance Company, leading nationwide business development field operations. Previously, he was at Aon Corporation as President of Muirfield Underwriters with premium writings exceeding $1 billion under his tenure. Additionally, he has held key management positions at AmTrust North America and Casualty Insurance Company. Steve oversees Blue River underwriting programs and facilities with a focus on divisional growth, program quality, and partner value. He also is charged with product enhancement and the development of new programs. Steve enjoys spending time with his wife Cathy and five children and playing golf. He is also very passionate supporter and past President of the Board of Directors of The Cancer Support Center, a non-profit in the Chicago area.

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